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Two Finance Terms of Business

The Financial Conduct Authority (FCA) is the independent watchdog that regulates financial services. The following information is to be given to consumers considering buying certain financial products. You need to read this important information. It explains the service you are being offered and how you will pay for it.

Whose products do we offer?

Two Finance acts as an independent broker with links to a range of lenders to provide you access to a range of competitive products.


We will qualify you to offer a  selection of products that we will provide you details on. You will then need to make your own choice about how to proceed. You will not receive advice or a recommendation from us. Once a Finance offer is made by a Lender to the Client following Two Finance presentation to the Lender of a Lending Proposal, the client will pay to Two Finance a maximum Arrangement fee on some occasions equal to around 3% of the Advance Amount to be invoiced by Two Finance and payable by the Client within 14 days of the date the funds are drawn down. The Arrangement Fee is only payable by the Client to Two Finance if the Client decides to accept the Finance Offer and enters into a Finance Agreement.

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