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Paying with a Credit Card

Merchant funding 

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0330 133 3713

What is merchant funding/cash advance?



Merchant funding or merchant cash advance is a business funding designed to help your business gain access to the cash it needs in a flexible way. The lender provides the business with a sum of money based on a percentage of payments taken on the businesses card payment machine.


Merchant cash advances are suitable for a wide range of businesses and are considered to be on the most up to date innovative products available in the financial market today.



Can my business get a merchant cash advance?


If your business is currently using a card terminal to take payments from customers. The lender works directly with your businesses merchant payment company and takes a percentage of the money coming into your business.


Unlike other types of lending, credit checks or detailed account analysis is not required.


How does a lender decide how much I can borrow?


Any business that receives payments via a card terminal is eligible for a merchant cash advance. As the lender can see what your business makes over an average month, we can agree on a loan amount and a repayment plan much faster than with other lending options. It can be a great solution for businesses that don’t have valuable assets and need a cash injection.



Benefits of merchant funding cash advance


  • Easier to set up compared to traditional forms of finance

  • Ideal for businesses who take a considerable amount of their takings on a card processing machine

  • Suitable for any form of business including e-commerce and leisure businesses.

  • No secured assets are required.

To discuss your options with one of our dedicated account managers, call our team today on 0330 133 3713 or email us at

The Finance Process


Speak / Email one of our Account Managers


We establish what your business needs and wants including finance or equipment you wish to obtain


Our lending underwriters listen to us. We submit a proposal on your business


Documents signed online. Faster payout where needed


The Next Step

Request a call back

One of our dedicated Account Managers will contact you to discuss your requirements

Call us Now

To speak with a dedicated Two Finance Account Manager, call our dedicated line now

Email us

Prefer Email? Email us today for a prompt response

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